Derek Baker

Mortgage Advisor | NMLS #1952172

Licensed in: AZ, FL, ID, UT WY

10150 Centennial Pkwy, Suite 120,
Sandy, UT 84070

Get to knowDerek Baker

Hi, I’m Derek Baker, a dedicated loan officer with a passion for guiding clients through one of life’s biggest financial decisions. With 18+ years of experience in the finance and mortgage industry, I specialize in tailoring loan solutions that fit your unique goals—whether you’re buying your first home, refinancing, or investing in property.

I pride myself on clear communication, fast response times, and a commitment to making the loan process smooth and stress-free. My mission is simple: to earn your trust and deliver results that exceed expectations.

Let’s turn your homeownership dreams into reality—reach out today and let’s get started!

Reflections on Excellence: What Our Clients Are Saying

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Buy a Home

Optimal preparedness and thorough buyer guidance

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Home Loans

Choices to guarantee the highest possible borrowing power

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Refinancing

Revised loan frameworks tailored to your financial situation

Let’s Get Moving

Clear and actionable purchasing options are just around the corner. Get started now to make your next move with total confidence.
© 2026 American Pacific Mortgage Corporation. All rights reserved. This material is provided for informational purposes only and is not guaranteed to be accurate or complete. The programs described may not include all available options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. Refinancing may result in higher total finance charges over the life of the loan. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Certain products may not be available in all states and restrictions may apply. Please consult your loan advisor for complete details. Equal Housing Opportunity.

*AZ BK 0906702

* Licensed by the Dept of Financial Protection and Innovation under the CRMLA

* Texas mortgage banker disclosure consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department's website at www.sml.texas.gov.